Frequently Asked Questions

You can access your policy documents by logging into your carrier's online account or mobile app.

Homeowners, Auto, Life, Business, Auto Warranty, Pet, Personal/Commercial Umbrella, Personal Articles, Motorcycle, Errors & Omissions, Worker’s Comp, Cyber and more.  Contact us to get the most up to date offerings.

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Yes, for better security pay by using the mobile app or the carrier’s website.

A deductible is the portion of the claim that you are financially responsible for.

Insurance rates are influenced by various factors, including your age, location, driving record, consumer score, type of vehicle, and coverage options. It's advisable to shop around and compare quotes from different insurance providers to find the best rate.

Yes, filing an insurance claim can increase your rates because insurers see it as a sign of higher future risk, though the impact varies by insurer, claim type (at-fault vs. not-at-fault), policy, and location; minor claims might not affect rates, while frequent or severe claims often lead to significant hikes or even non-renewal.  So its very important to weigh repair costs and deductible against potential premium increases. 

Updates to personal information, adding or removing drivers or vehicles, and coverage changes can be done by logging into your carrier's online account or mobile app.